Closer

Department: Operations

What Sets Us Apart

At UMortgage, we have a customer-centric, service-based approach. We primarily focus on home purchases, providing an emphasis on consumer education, real estate agent relationships, and a personalized experience for home buyers. Our goal is to empower our team members to provide a best-in-class experience at all times while prioritizing long-lasting relationships.

What We Need

UMortgage is on the hunt for a communicative and team-oriented Closer! The Closer will assume ownership of loans assigned to them upon receipt of a Clear-to-Close designation to ensure a timely and efficient closing. The ideal candidate for this role will have experience within a mortgage operations role with a proven track record of success in a high-volume environment. Are you a detail-oriented and organized team member looking for a unique opportunity to grow your career? Apply now!

What You’ll Do

• Coordinate and prepare preliminary title prep documents to begin balancing final fee figures with the title company.

• Confirm and review that the Verbal Verification of Employment (VVOE) has been completed for loans before their scheduled closing date.

• Ensure a complete closing package is sent to the settlement agent 24-48 hours in advance of closing.

• Review important expiration dates.

• Ensure proper vesting is verified for Deed Preparation.

• Review Cash-to-Close with LO to confirm with the borrower.

• Communicate with loan originators and title companies to review and ensure all closing paperwork is complete and accurate.

• Interact with loan originators, processors, and underwriters to resolve any file discrepancies in order to ensure timeliness of closing, compliance, and loan closing document delivery.

• Assist and coordinate with UMortgage’s post-closing department on correspondent loans to set up funding and post-closing compliance.

• Update LOS with necessary status dates and any/all documentation required.

• Additional responsibilities related to business needs.

What You Need

• Bachelor’s degree or related experience required.

• 3-5 years of experience in a mortgage role, preferably within the closing department.

• Team-oriented, adaptable, and accountable.

• Strong attention to detail and time management skills.

• Strong analytical and problem-solving skills.

• Excellent customer service and written communication skills.

• Excellent organizational and follow-up skills.

• Ability to multitask and prioritize projects with multiple deadlines.

• Experience with multiple lender platforms and TPO Portals (UWM is a plus).

• Experience in the Broker Channel and Non-Delegated/Correspondent Channel is ideal.

• Experience working with Loan Originators, Processors, Title Companies, and Settlement Agents.

Physical Requirements

The physical requirements described here are representative of those that must be met by an employee in order to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• Must be able to stand, sit, and walk for extended periods of time.

• Includes frequently reaching with hands and arms, and using hands to handle and feel.

• Requires close vision, distance vision, peripheral vision, color vision, depth perception, and ability to adjust focus.

• Must be able to perform activities with repetitive motions.

• Must be able to work in an environment with variable noise levels.

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